Sunday, August 2, 2009

Assets and Liabilities

Assets - these are tangible or non-tangible things that would generate income. In simple terms just remember the word "income".

Liabilities - these are tangible or non-tangible tings that would generate expense. In simple term just remember the word "expense".


Now lets have an example, having assets and liabilities defined in which category would you place your cellphone?


Cellphone
(this only goes for the average Filipino individual)
- From the day the cell phone was purchased money went out of the pocket
- After that , we would keep on "loading" it.
- Therefore , the cell phone is a liability for an average Filipino


Now that we know the difference, let's now turn your phone into an asset that would in turn generate more income for you.
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bakit ako may Business ?

Una sa mga rason ko kung bakit ako nag bi-business, ay ang pag iwas sa pag labas ng bansa at malayo sa aking pamilya. Ang pag ta-trabaho sa labas ng bansa ay isa mga paraan ng mga pilipino para takasan ang kahirapan sa Pilipinas.

Ayoko malayo sa isa sa mga taong malalapit sa akin tulad ng mahal kong asawa at ang aking maganda,mabait at malusog na anak.


Pangalawa ay , ayaw ko na maging empleyado. Gusto na optional na lang pagiging empleyado ko. Yung para may magawa lang sa araw araw.


Pangatlo, mas malaki ang kita kapag may negosyo. At sisiguraduhin kong dadami ang mga negosyo ko , hanggang sa maging real estate na ang negosyo ko.



Sana ay nakapulutan ninyo ng kaunting impormasyon ang aking kuru-kuro. Maraming salamat sa pag bisita.
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LoadXtreme - Retailer

Sa halagang 250 Pesos , maari ka na mag simula ng sarili mong negosyo, magbenta ng higit sa 280 produkto at kumita ng malaki.

Ito po ang mga produktong maibebenta nyo sa halagang 250 Peso.

Prod. Code
Description
SRP*
WSP*
1 CAKEBANANA 10” Bundt Cake (Banana)
950.00
864.50
2 CAKECARROT 10” Bundt Cake (Carrot)
950.00
864.50
3 CAKECHOCO 10” Bundt Cake (Chocolate)
950.00
864.50
4 CAKERUM 10” Bundt Cake (Rum)
950.00
864.50
5 CAKESOURCR 10” Bundt Cake (Sour Cream)
950.00
864.50
6 ROSERED12 One dozen long stem red roses
1,240.00
1,128.40
7 ROSERED24 Two dozen long stem red roses
1,750.00
1,592.50
8 ROSERED3 3 long stem red roses
525.00
500.00
9 ROSERED6 Half dozen long stem red roses
725.00
659.75
10 ROSEWHT12 One dozen long stem white roses
1,240.00
1,128.40
11 ROSEWHT24 Two dozen long stem white roses
1,750.00
1,592.50
12 ROSEWHT3 3 long stem white roses
525.00
500.00
13 ROSEWHT6 Half dozen long stem white roses
725.00
659.75
14 BL100 Blast 100
100.00
90.00
15 BL20 Blast 20
20.00
20.00
16 BL50 Blast 50
50.00
48.00
17 CLICK100 Click 100
100.00
95.00
18 FREQ100 Frequency 100
100.00
90.00
19 FREQ50 Frequency 50
50.00
45.00
20 FREQUN100 Frequency Unlimited 100
100.00
90.00
21 GO100 GO! 100
100.00
72.00
22 GO50 GO! 50
50.00
40.00
23 IREP100 i-Republic 100
100.00
80.00
24 ISP100 ISP Bonanza 100
100.00
89.00
25 ISP30 ISP Bonanza 30
30.00
28.50
26 ISP60 ISP Bonanza 60
60.00
56.00
27 SURF100 SurfMaxx 100
100.00
91.00
28 SURF50 SurfMaxx 50
50.00
45.00
29 VIBE100 PLDT Vibe 100
100.00
89.00
30 ALL10X Smart and Talk N Txt All Text eLoad 10
13.00
10.50
31 ALL20X Smart and Talk N Txt All Text eLoad 20
20.00
18.00
32 ALL40X Smart and Talk N Txt All Text eLoad 40
40.00
36.00
33 ALL50X Smart and Talk N Txt All Text eLoad 50
50.00
45.00
34 ALLC100X Smart and Talk N Text AllCalls eLoad 100
100.00
89.00
35 ALLC20X Smart and Talk N Text AllCalls eLoad 20
20.00
18.50
36 ALLTMMS20X Smart All Text MMS eLoad 30
20.00
18.50
37 ALLTMMS30X Smart All Text MMS eLoad 20
30.00
28.00
38 COMBO25X Smart and Talk N Text Call & Text Combo eLoad 25
25.00
22.75
39 G100X Globe Autoloadmax 100
100.00
89.00
40 G15X Globe AutoloadMAX 15
15.00
13.80
41 G25X Globe Autoloadmax 25
25.00
22.75
42 G50X Globe Autoloadmax 50
50.00
44.50
43 GETXT20X Globe Everybody Txt 20
20.00
18.50
44 GSTXT15X Globe Sulitxt 15
15.00
13.80
45 LAHAT35X Smart and Talk N Text Lahat Text eLoad 35
35.00
31.30
46 RED100X RED Mobile Electronic Load 100
100.00
89.00
47 RED10X RED Mobile Electronic Load 10
12.00
10.00
48 RED200X RED Mobile Electronic Load 200
200.00
193.50
49 RED20X RED Mobile Electronic Load 20
20.00
18.00
50 RED300X RED Mobile Electronic Load 300
300.00
290.00
51 RED30X RED Mobile Electronic Load 30
30.00
26.75
52 RED500X RED Mobile Electronic Load 500
500.00
483.50
53 RED50X RED Mobile Electronic Load 50
50.00
44.50
54 S1000X Smart eLoad 1000
1,000.00
967.00
55 S100X Smart eLoad 100
100.00
89.00
56 S115X Smart Extra eLoad 115
115.00
102.00
57 S130X Smart & Talk N Text Upsize eLoad 130
130.00
115.50
58 S15X Smart eLoad 15
15.00
14.00
59 S200X Smart eLoad 200
200.00
193.50
60 S300X Smart eLoad 300
300.00
290.00
61 S30X Smart Econo eLoad 30
30.00
26.75
62 S35X Smart & Talk N Text Upsize eLoad 35
35.00
31.30
63 S500X Smart eLoad 500
500.00
483.50
64 S50X Smart eLoad 50
50.00
44.50
65 S60X Smart Regular eLoad 60
60.00
53.50
66 S70X Smart & Talk N Text Upsize eLoad 70
70.00
62.50
67 SEASY15X Smart eLoad 15
15.00
14.00
68 SU100X Sun Xpressload Regular 100
100.00
90.00
69 SU150X Sun Xpressload Regular 150
150.00
140.00
70 SU20X Sun Xpressload Regular 20
20.00
18.50
71 SU25X Sun Xpressload Regular 25
25.00
22.50
72 SU300X Sun Xpressload Regular 300
300.00
280.00
73 SU30X Sun Xpressload Regular 30
30.00
27.00
74 SU500X Sun Xpressload Regular 500
500.00
455.00
75 SU50X Sun Xpressload Regular 50
50.00
45.00
76 SUBUDGET5X Sun Xpressload Budgetxt 5
8.00
5.00
77 SUCAL25X Sun Xpressload Convert-a-Load 25
25.00
23.00
78 SUCAL50X Sun Xpressload Convert-a-Load 50
50.00
48.00
79 SUCTU100X Sun Xpressload Call & Text Unlimited 100
100.00
94.00
80 SUCTU150X Sun Xpressload Call & Text Unlimited 150
150.00
140.00
81 SUCTU25X Sun Xpressload Call & Text Unli 25
25.00
23.00
82 SUCTU450X Sun Xpressload Call & Text Unlimited 450
450.00
415.00
83 SUDCTU100X Sun Xpressload DAYLITE Call & Text Unlimited 100
100.00
94.00
84 SUIM100X Sun Xpressload Instant Messeger 100
100.00
94.00
85 SUIM20X Sun Xpressload Instant Messeger 20
20.00
18.50
86 SUIM300X Sun Xpressload Instant Messeger 300
300.00
280.00
87 SUSULIT30X Sun Xpressload Special Voice Rate 30 (Sun to Sun)
30.00
28.00
88 SUTU150X Sun Xpressload Text Unlimited 150
150.00
130.00
89 SUTU15X Sun Xpressload Unlimited 15
18.00
15.00
90 SUTU20X Sun Xpressload Unlimited 20
20.00
20.00
91 SUTU50X Sun Xpressload Text Unlimited 50
50.00
44.00
92 TM100X TM Autoloadmax 100
100.00
89.00
93 TM25X TM AutoloadMAX 25
25.00
22.75
94 TM50X TM AutoloadMAX 50
50.00
44.50
95 TMETXT10X TM Everybody Txt 10
13.00
10.00
96 TMSTXT10X TM Sulitxt 10
13.00
10.00
97 TNT1000X Talk N Txt eLoad 1000
1,000.00
967.00
98 TNT100X Talk N Txt eLoad 100
100.00
89.00
99 TNT115X Talk N Text eLoad 115
115.00
102.00
100 TNT130X Smart & Talk N Text Upsize eLoad 130
130.00
115.50
101 TNT15X Talk N Txt eLoad 15
15.00
14.00
102 TNT200X Talk N Txt eLoad 200
200.00
193.50
103 TNT300X Talk N Txt eLoad 300
300.00
290.00
104 TNT30X Talk N Text eLoad 30
30.00
26.75
105 TNT35X Smart & Talk N Text Upsize eLoad 35
35.00
31.30
106 TNT500X Talk N Txt eLoad 500
500.00
483.50
107 TNT50X Talk N Txt eLoad 50
50.00
44.50
108 TNT60X Talk N Text eLoad 60
60.00
53.50
109 TNT70X Smart & Talk N Text Upsize eLoad 70
70.00
62.50
110 TNTGAAN10X Talk N Text Gaan Text eLoad 10
13.00
10.50
111 TNTGAAN20X Talk N Text Gaan Text eLoad 20
20.00
18.50
112 TNTLHAT20X Talk n' Text Lahat Text eLoad 20
20.00
18.50
113 UPSIZE130X Smart and TnT Upsize eLoad 130
130.00
115.50
114 UPSIZE35X Smart and TnT Upsize eLoad 35
35.00
31.30
115 UPSIZE70X Smart and TnT Upsize eLoad 70
70.00
62.50
116 ACC1000 Acclaim 1000
1,000.00
950.00
117 ACC250 Acclaim 250
250.00
220.00
118 ACC50 Acclaim 50
50.00
44.00
119 ACC500 Acclaim 500
500.00
440.00
120 ACC750 Acclaim 750
750.00
660.00
121 AMPED100 AMPED Games 100
100.00
92.00
122 AMPED20 AMPED Games 20
23.00
20.00
123 AMPED300 AMPED Games 300
300.00
277.00
124 AMPED50 AMPED Games 50
50.00
46.00
125 AMPED500 AMPED Games 500
500.00
462.00
126 BTEL100 Bayantel Affordacall 100
100.00
88.00
127 BTEL30 Bayantel Affordacall 30
30.00
28.00
128 BTEL300 Bayantel Affordacall 300
300.00
260.00
129 BWIR200 Bayan Wireless Landline Prepaid 200
200.00
185.00
130 BWIR300 Bayan Wireless Landline Prepaid 300
300.00
277.00
131 CAL300 Computer Assisted Learning 300
300.00
285.00
132 CAL500 Computer Assisted Learning 500
500.00
475.00
133 CARL1000 Carl Balita Nursing Review Card 1000
1,000.00
900.00
134 CHERRY165 Cherry Credits 165
165.00
154.00
135 CHERRY330 Cherry Credits 330
330.00
309.00
136 CHERRY470 Cherry Credits 470
470.00
440.00
137 CHERRY660 Cherry Credits 660
660.00
618.00
138 CHERRY70 Cherry Credits 70
70.00
65.00
139 D100 Digikard 100
100.00
89.00
140 DGMAX100 Dgmax 100
100.00
94.00
141 DJ100 Digijooze 100
100.00
96.00
142 DT100 Dream Satellite TV 100
100.00
95.00
143 DT390 Dream Satellite TV 390
390.00
385.00
144 DT650 Dream Satellite TV 650
650.00
635.00
145 DT890 Dream Satellite TV 890
890.00
875.00
146 ED1750 Englishlink - Drake 1750
1,750.00
1,580.00
147 EGAMES100 E-games 100
100.00
92.00
148 EGAMES1000 E-games 1000
1,000.00
944.00
149 EGAMES20 E-games 20
20.00
20.00
150 EGAMES200 E-games Online 200
200.00
190.00
151 EGAMES300 E-games Online 300
300.00
285.00
152 EGAMES50 E-games 50
50.00
47.00
153 G100 Globe Call & Text 100
105.00
99.50
154 G300 Globe Call & Text 300
300.00
285.00
155 G500 Globe Call & Text 500
500.00
485.00
156 GARENA200 GARENA 200
200.00
185.00
157 GIDD100 Globe Tipid IDD 100
100.00
95.00
158 GL100 Globelines 100
100.00
96.00
159 GL300 Globelines 300
300.00
282.00
160 GLONE100 Globe One 100
100.00
99.00
161 GLONE300 Globe One 300
300.00
294.00
162 GLPINOY100 Global Pinoy 100
100.00
97.00
163 GLPINOY150 Global Pinoy 150
150.00
145.00
164 GLPINOY50 Global Pinoy 50
50.00
49.00
165 GRANADO100 Granado Espada 100
100.00
95.00
166 GRANADO300 Granado Espada 300
300.00
280.00
167 GRANADO50 Granado Espada 50
50.00
48.00
168 GRANADO560 Granado Espada 560
560.00
532.00
169 HABBO100 Habbo 100
100.00
94.00
170 HABBO50 Habbo 50
50.00
46.00
171 HS100 High Street5 100
100.00
95.00
172 HS20 High Street5 20
23.00
20.00
173 HS250 High Street5 250
250.00
240.00
174 HS50 High Street5 50
50.00
46.00
175 HS500 High Street5 500
500.00
480.00
176 LEVELUP100 Level Up 100
100.00
95.00
177 LEVELUP20 Level Up 20
23.00
20.00
178 LEVELUP350 Level Up 350
350.00
324.50
179 LEVELUP50 Level Up 50
50.00
48.00
180 LEVELUP500 Level Up 500
500.00
480.00
181 LEVELUP75 Level Up 75
75.00
72.00
182 LINEAGE100 Lineage II 100
100.00
92.00
183 LINEAGE20 Lineage II 20
20.00
20.00
184 LINEAGE350 Lineage II 350
350.00
320.00
185 LINEAGE50 Lineage II 50
50.00
48.00
186 MIR100 Legend of Mir 100
100.00
96.00
187 MIR20 Legend of Mir 20
20.00
20.00
188 MIR350 Legend of Mir 350
350.00
334.00
189 MIR50 Legend of Mir 50
50.00
48.00
190 MIR75 Legend of Mir 75
75.00
72.00
191 MOBIUS100 Mobius Online 100
100.00
99.00
192 MOBIUS1000 Mobius Online 1000
1,000.00
955.00
193 MOBIUS20 Mobius Online 20
20.00
20.00
194 MOBIUS350 Mobius Online 350
350.00
340.00
195 MOBIUS50 Mobius Online 50
50.00
50.00
196 MOBIUS500 Mobius Online 500
500.00
480.00
197 MOL100 MOlePoints 100
100.00
98.00
198 MOL250 MOlePoints 250
250.00
243.00
199 MOL500 MOlePoints 500
500.00
487.00
200 MTOJS150 Medical Transcription Simulation 150
150.00
140.00
201 MTTO100 Medical Transcription Tutor Online 100
100.00
95.00
202 NAGE100 N-Age 100
100.00
90.00
203 NAGE300 N-Age 300
300.00
270.00
204 NAGE50 N-Age 50
50.00
47.00
205 NAGE500 N-Age 500
500.00
460.00
206 NVISION100 Net Vision 100
100.00
95.00
207 NVISION103 Net Vision 103
103.00
100.00
208 NVISION200 Net Vision 200
200.00
190.00
209 NVISION208 Net Vision 208
208.00
200.00
210 NVISION250 Net Vision 250
250.00
240.00
211 NVOICE150 Netvoice 150
150.00
132.00
212 NVOICE300 Netvoice 300
300.00
270.00
213 NVOICE60 Netvoice 60
60.00
53.00
214 NVOICE600 Netvoice 600
600.00
531.00
215 PAGCOR100 Pagcor Electronic Games 100
100.00
96.00
216 PAGCOR30 Pagcor Electronic Games 30
30.00
30.00
217 PAGCOR500 Pagcor Electronic Games 500
500.00
482.00
218 PBC100 PLDT Budget Card 100
100.00
93.00
219 PBC200 PLDT Budget Card 200
200.00
186.00
220 PK100 Pirate King Online 100
100.00
92.00
221 PK1000 Pirate Kin Online 1000
1,000.00
912.00
222 PK200 Pirate King Online 200
200.00
184.00
223 PK400 Pirate King Online 400
400.00
368.00
224 PLOGIC100 Prime Logic Review Card 100
100.00
95.00
225 PLOGIC300 Prime Logic Review Card 300
300.00
280.00
226 PLOGIC500 Prime Logic Review Card 500
500.00
470.00
227 PRIS100 Pristontale 100
100.00
93.00
228 PRIS50 Pristontale 50
50.00
48.00
229 S100 Smart Call & Text 100
100.00
97.00
230 S300 Smart Call & Text 300
300.00
295.00
231 S500 Smart Call & Text 500
500.00
490.00
232 SBRO100 Smart Bro Load 100
100.00
96.00
233 SBRO300 Smart Bro Load 300
300.00
285.00
234 SFORCE100 Special Force Online 100
100.00
94.00
235 SFORCE1000 Special Force Online 1000
1,000.00
925.00
236 SFORCE20 Special Force Online 20
20.00
20.00
237 SFORCE200 Special Force Online 200
200.00
188.00
238 SFORCE300 Special Force Online 300
300.00
278.00
239 SFORCE400 Special Force Online 400
400.00
370.00
240 SFORCE50 Special Force Online 50
50.00
48.00
241 SFORCE500 Special Force Online 500
500.00
462.00
242 SKYB100 SkyBlade 100
100.00
93.00
243 SKYB1000 SkyBlade 1000
1,000.00
900.00
244 SKYB300 SkyBlade 300
300.00
276.00
245 SKYB50 SkyBlade 50
50.00
46.00
246 SKYB500 SkyBlade 500
500.00
460.00
247 SKYCSEL260 SkyCable Select 260
260.00
245.00
248 SKYCSEL450 SkyCable Select 450
450.00
435.00
249 SKYCSEL70 SkyCable Silver 70
70.00
67.00
250 SKYCSIL435 SkyCable Silver 435
435.00
420.00
251 SKYCSIL780 SkyCable Silver 780
780.00
765.00
252 SKYCSIL99 SkyCable Silver 99
99.00
95.00
253 SLINK1000 Smart Link (Sat) 1000
1,000.00
955.00
254 SLINK300 Smart Link (Sat) 300
300.00
293.00
255 SLINK500 Smart Link (Sat) 500
500.00
480.00
256 STER100 Surfster ISP 100
100.00
85.00
257 SU150 Sun Call & Text Regular 150
150.00
146.00
258 SU300 Sun Call & Text Regular 300
300.00
290.00
259 SU50 Sun Call & Text Regular 50
50.00
49.50
260 SU500 Sun Call & Text Regular 500
500.00
486.00
261 SUCTU100 Sun Call & Text Unlimited 100
100.00
98.00
262 SUCTU150 Sun Expressload Call & Text Unlimited 150
150.00
145.00
263 SUCTU450 Sun Call & Text Unlimited 450
450.00
430.00
264 SUDCTU100 Sun Daylite 100
100.00
96.00
265 SUSULIT30 Sun Cellular Sulit Calls 30
30.00
30.00
266 SUTU150 Sun Text Unlimited 150
150.00
145.00
267 SUTU50 Sun Text Unlimited 50
50.00
49.00
268 TBABAD120 Telebabad VOIP 120
120.00
108.00
269 TC100 PLDT Touch Card 100
100.00
88.00
270 TC200 PLDT Touch Card 200
200.00
188.00
271 TFC200 ABS CBN TFC Now Card 200
200.00
180.00
272 TFC350 ABS CBN TFC Now Card 350
350.00
315.00
273 THERE100 THERE (Groovenet) 100
100.00
93.00
274 THERE20 THERE (Groovenet) 20
23.00
20.00
275 THERE200 THERE (Groovenet) 200
200.00
185.00
276 THERE300 THERE (Groovenet) 300
300.00
275.00
277 THERE50 THERE (Groovenet) 50
50.00
47.00
278 TM100 TM Call & Text 100
100.00
98.00
279 TM300 TM Call & Text 300
300.00
292.00
280 TM50 TM Call & Text 50
50.00
50.00
281 TNT100 Talk N Text 100
100.00
97.00
282 TNT300 Talk N Text 300
300.00
296.00
283 TWISE100 TextWise 100
100.00
90.00
284 ULTI500 Ultimate Game Card 500
500.00
475.00

Napakadali din po mag pa replenish ng load wallet.

Magpunta lamang sa pinaka malapit na bangko sa inyong lugar.
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